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Enra Specialist Finance career site
West One Loans · Watford

Underwriter, 2nd Charge Mortgages

The overall responsibility of the role is to take ownership of allocated cases from inception through to completion.

Key Accountabilities

  • Enter and update borrower data on Fusion lending platform.
  • Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
  • Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
  • Provide concise and accurate updates to brokers.
  • Proactively chase brokers for outstanding requirements.
  • Ensure all underwriting is in line with Company policy and within regulation.
  • Ensure that all cases are Underwritten within the Groups Risk appetite.
  • Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
  • Maintaining a pipeline of cases, overseeing cases from inception through to completion.
  • Maintain broker relationships that are integral to the growth for WOSL.
  • All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.

Skills & Competencies

  • Ability to work as part of a team.
  • Pass internal competency tests post induction.
  • High attention to detail.
  • Good written and verbal communication skills.

Knowledge & Qualifications

  • An understanding of FCA regulation.
  • Experienced in Underwriting 1st and/or 2nd Charge mortgage applications.
  • CeMAP (desirable, not essential).

Personal Attributes

  • Flexible.
  • Articulate.
  • Well organised.
  • Robust and comfortable working to deadline and under pressure.
Department
West One Loans
Locations
Watford

About Enra Specialist Finance

At Enra we believe that working together collaboratively is the best way to serve our customers and develop our colleagues. We are very focused on developing and maintaining our culture and remaining dedicated to the CREDIT values on which Enra was built: Customers, Results, Energy, Development, Invention and Teamwork. We live and breathe these values every day and want to ensure they underpin our future success. So, if you want to build a career in specialist finance, with an employer focused on providing brilliant customer service, lending responsibly, and creating a great office environment to develop its people, then look no further than Enra.

Founded in 2002
Co-workers 300
West One Loans · Watford

Underwriter, 2nd Charge Mortgages

The overall responsibility of the role is to take ownership of allocated cases from inception through to completion.

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