Lending Director
West One seeks a driven Lending Director to originate and manage development finance loans. Ideal for experienced professionals from bank or non-bank development finance lenders.
West One is looking for a highly capable and motivated individual to join their development finance team as a Lending Director. The successful individual will join a well-established development finance lender where they will be responsible for originating development finance facilities as well as managing the portfolio of loans they originate.
This role would suit a high performing individual with previous development finance experience in either a bank or non-bank lending business.
Key Accountabilities
- Generating new development finance opportunities by building new relationships and managing existing relationships with developers, broker/intermediaries and property professionals.
- Originating and structuring development finance opportunities that you will generate
- You will be responsible for managing the underwriting and credit process of completing new development finance opportunities
- You will then be responsible for managing the drawdowns and redemptions of the facilities that are originated ensuring that the portfolio of loans is consistently performing
- You will have responsibility to grow out or manage a team around you to assist you in hitting the proposed origination targets and to effectively manage the portfolio of loans
This list is not exhaustive and the duties are liable to change from time to time in line with the needs of the department.
Skills & Competencies
- Having a strong established track record of originating development finance opportunities and managing a portfolio of loans is essential
- Great communication skills essential for dealing with borrowers and brokers/intermediaries
- Presentation of credit papers to the credit committee and senior management
- Ability to work in a fast paced environment in a role that requires you to deal with a wide range of stakeholders
Knowledge & Qualifications
- Knowledge in reviewing development appraisals and structuring development finance facilities
- Knowledge of the credit underwriting process including the legal process, reviewing valuation and monitoring surveyor reports
Personal Attributes
- Team player
- Proactive
- Logical and organised
- Problem solver
- Approachable
- Hard working
- Flexible
- Articulate
- Calm and self-assured
- Department
- West One Loans
- Locations
- Watford
About Enra Specialist Finance
At Enra we believe that working together collaboratively is the best way to serve our customers and develop our colleagues. We are very focused on developing and maintaining our culture and remaining dedicated to the CREDIT values on which Enra was built: Customers, Results, Energy, Development, Invention and Teamwork. We live and breathe these values every day and want to ensure they underpin our future success. So, if you want to build a career in specialist finance, with an employer focused on providing brilliant customer service, lending responsibly, and creating a great office environment to develop its people, then look no further than Enra.