The overall responsibility of an Underwriter at West One is to take ownership of allocated cases from inception through to completion.

Key Accountabilities

• Managing the entire lending process from application through to drawdown whilst adhering to underwriting and due diligence processes.
  
• Manage a pipeline of Commercial cases and prioritise accordingly.
  
• Maintaining key intermediary relationships
  
• Ensuring all applications comply with the West One’s lending criteria.
  
• Effectively manage the lending process by liaising with internal departments and external parties.
  
• Instructing Solicitors once offer is made and providing all relevant documentation.
  
• Act with integrity and embrace philosophy of TCF guidelines and adhere to responsible lending principles.
  
• Demonstrating deep underwriting knowledge and expertise.
• Be willing to assist the wider team when required.

Skills & Competencies

• Excellent organisational and prioritisation skills
• Pass internal competency tests post induction
  
• Attention to detail
  
• Ability to work as part of a team
  
• Good written and verbal communication skills
  
• Ability to work to tight timeframes

Knowledge & Qualifications

• Experienced in use of Word, Excel, Power Point and Outlook.
• Previous experience in underwriting within Commercial Finance
  
• A strong understanding of FCA regulation
  
• CeMAP (desirable, not essential)

Personal Attributes

• Robust and comfortable working to deadline and under pressure
• Resilient and flexible
  
• Articulate
  
• Well organised