Pricing Analyst
At Enra, this role builds and manages pricing models to stay competitive in specialist lending, ensuring accuracy, transparency, and alignment with margin and return targets across products.
To develop and manage robust pricing models, enabling the business to compete effectively in the specialist lending market while achieving margin and return targets. The role will ensure accuracy, responsiveness, and transparency in pricing across all our products.
Key Accountabilities
- Design and maintain pricing models to evaluate key metrics such as Return on Assets and Return on Equity, incorporating a range of drivers including warehouse structures, securitisation assumptions, and asset-level inputs.
- Evaluate and recommend pricing adjustments based on margin targets and market movements.
- Own the production and maintenance of rate sheets and the distribution of them to stakeholders.
- Oversee repricing processes and ensure timely implementation across systems.
- QA all pricing and product inputs within our origination platform to confirm alignment with the reprice.
- Support ad hoc scenario modelling and performance simulations.
- Contribute to product launches and pricing change governance documentation.
Skills & Competencies
- Strong numerical and financial modelling skills.
- Ability to handle large datasets and run sensitivity analyses.
- Proficiency in Excel required. Proficiency in VBA desired.
- Structured approach to QA and change control.
- Strong attention to detail and organisational skills.
Knowledge & Qualifications
- Desired experience in financial modelling, pricing, or analytics within a lending or banking environment.
- Understanding of specialist lending and funding models.
- Degree in Finance, Economics, Mathematics, or a related discipline preferred.
- Knowledge of product structures, margin metrics and return hurdles.
Personal Attributes
- Analytical and inquisitive mindset.
- Confident communicator able to present findings clearly.
- Diligent and methodical in approach.
- Flexible and responsive to business needs and change.
- Department
- Enra Specialist Finance
- Locations
- Watford
About Enra Specialist Finance
At Enra we believe that working together collaboratively is the best way to serve our customers and develop our colleagues. We are very focused on developing and maintaining our culture and remaining dedicated to the CREDIT values on which Enra was built: Customers, Results, Energy, Development, Invention and Teamwork. We live and breathe these values every day and want to ensure they underpin our future success. So, if you want to build a career in specialist finance, with an employer focused on providing brilliant customer service, lending responsibly, and creating a great office environment to develop its people, then look no further than Enra.