Commercial Underwriter
At West One, the overall responsibility of the Commercial Underwriter is to take ownership of allocated cases from inception through to completion.
Are you an experienced Commercial Underwriter who enjoys taking ownership, supporting others, and enjoys dealing with cases from inception through to completion?
Do you thrive in a fast-paced lending environment where broker relationships, risk appetite, and regulatory compliance are equally important?
If this sounds like you, then this could be the perfect next step in your career. Apply today and let’s grow together at West One Loans.
Key Accountabilities
Managing the entire lending process from application through to drawdown whilst adhering to underwriting and due diligence processes.
Manage a pipeline of Commercial cases and prioritise accordingly.
Maintaining key intermediary relationships
Ensuring all applications comply with the West One’s lending criteria.
Effectively manage the lending process by liaising with internal departments and external parties.
Instructing Solicitors once offer is made and providing all relevant documentation.
Act with integrity and embrace philosophy of TCF guidelines and adhere to responsible lending principles.
Demonstrating deep underwriting knowledge and expertise.
Be willing to assist the wider team when required.
Skills & Competencies
Pass internal competency tests post induction
Attention to detail
Ability to work as part of a team
Good written and verbal communication skills
Ability to work to tight timeframes
Excellent organisational and prioritisation skills
Knowledge & Qualifications
Previous experience in underwriting within Commercial Finance
A strong understanding of FCA regulation
CeMAP (desirable, not essential)
Experienced in use of Word, Excel, Power Point and Outlook.
Personal Attributes
Resilient and flexible
Articulate
Well organised
Robust and comfortable working to deadline and under pressure
Why Join Us?
At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career.
Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits.
If you’re ready to build your career and make an impact - click apply today!
- Department
- West One Loans
- Locations
- Manchester
About Enra Specialist Finance
At Enra we believe that working together collaboratively is the best way to serve our customers and develop our colleagues. We are very focused on developing and maintaining our culture and remaining dedicated to the CREDIT values on which Enra was built: Customers, Results, Energy, Development, Invention and Teamwork. We live and breathe these values every day and want to ensure they underpin our future success. So, if you want to build a career in specialist finance, with an employer focused on providing brilliant customer service, lending responsibly, and creating a great office environment to develop its people, then look no further than Enra.