Are you an experienced Buy-to-Let underwriter who enjoys working complex cases from start to finish?

Do you thrive in a fast-paced environment where quality, ownership and broker relationships really matter?

Do you want to underwrite bespoke BTL deals while helping grow a specialist lending business?

If this sounds like you, then this could be the perfect next step in your career. Apply today and let’s grow together at West One Loans.

Key Accountabilities

• Own allocated BTL Bespoke mortgage cases from inception through to completion, ensuring excellent service throughout the customer journey.

• Enter and maintain accurate borrower and loan data on the Fusion lending platform, ensuring all cases meet underwriting guidelines and company policy.

• Assess mortgage applications against underwriting criteria, regulatory requirements and group risk appetite.

• Underwrite large loan values and complex cases while maintaining a balanced pipeline.

• Prepare Credit Papers for presentation to Credit Committee where required.

• Provide clear, concise updates to brokers and proactively chase outstanding requirements to progress cases efficiently.

• Build and maintain strong relationships with brokers, solicitors and third-party suppliers to support smooth case progression.

• Ensure all underwriting activity is compliant with FCA regulation and Enra Specialist Finance policies and procedures.

• Maintain ownership of pipeline performance, overseeing cases from application to completion.

• Support the growth of West One Secured Loans by developing and maintaining key broker relationships.

Skills & Competencies

• Strong underwriting capability with the ability to manage complex Buy-to-Let cases.

• High attention to detail with excellent written and verbal communication skills.

• Confident working to deadlines in a high-volume environment.

• Able to work collaboratively within a team while taking ownership of individual casework.

• Comfortable engaging with brokers and external partners.

• Successful completion of internal competency assessments post-induction.

Knowledge & Qualifications

• Minimum experience underwriting Buy-to-Let mortgage applications.

• Good understanding of FCA regulation and lending compliance.

• Experience using lending platforms and underwriting systems.

• CeMAP desirable but not essential.

Personal Attributes

• Organised, articulate and detail-focused.

• Flexible and adaptable in a changing environment.

• Robust and calm under pressure.

• Self-motivated with a strong sense of accountability.

Why Join Us?

At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career.

Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits.

If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!