Financial Crime Analyst
Protect the business and customers by assessing financial crime risks, investigating high-risk cases and supporting a compliant, efficient and customer-focused onboarding process.
Are you an experienced Financial Crime Analyst who enjoys taking ownership, making risk-based decisions, and has experience within financial crime, AML or fraud prevention?
Do you thrive in a fast-paced lending environment where customer outcomes, regulatory compliance, financial crime prevention and risk management are equally important?
If this sounds like you, then this could be the perfect next step in your career. Apply today and let's grow together at West One Loans.
Key Accountabilities
Conduct thorough reviews and assessments of client risks, including detailed analysis of all relevant parties to loan transactions, source & use of funds, and source of wealth information to ensure compliance with regulatory standards.
Undertake enhanced client due diligence processes including requesting, obtaining, and verifying appropriate documentation in line with internal policies and anti-money laundering regulations.
Review onboarding & ongoing monitoring screening notifications related to politically exposed persons (PEPs), sanctions lists, watchlists, and adverse media reports; escalate potential matches in accordance with established procedures.
Provide clear guidance and support to first line operations staff regarding onboarding and prevention of financial crime queries.
Maintain accurate and up-to-date records within the firm's systems, ensuring data integrity for audits, file reviews, and regulatory inspections.
Assist with audits, file reviews, and regulatory inspections by preparing relevant documentation and responding promptly to information requests.
Assist with procuring, managing, and monitoring software product providers used in the onboarding, monitoring, and financial crime prevention processes.
Skills & Competencies
Excellent analytical skills and attention to detail
Ability to exercise judgement confidently
Strong written and verbal communication skills
Ability to identify risks
Process-oriented and excellent logical problem-solving ability
Knowledge & Qualifications
Previous relevant Financial Crime experience within a Financial Services organisation, with a focus on AML processes
Strong knowledge of Financial Crime regulatory context, best practices, and market norms within the UK regulated lending market.
Excellent practical capability in Excel, and reporting tools (e.g. PowerBI, Quicksight etc.)
Excellent written communication & presentation skills
Personal Attributes
Calm and confident
Punctual
Has integrity
Detail oriented
Logical
Why Join Us?
At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career.
Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits.
If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!
- Locations
- Watford
About Enra Specialist Finance
At Enra we believe that working together collaboratively is the best way to serve our customers and develop our colleagues. We are very focused on developing and maintaining our culture and remaining dedicated to the CREDIT values on which Enra was built: Customers, Results, Energy, Development, Invention and Teamwork. We live and breathe these values every day and want to ensure they underpin our future success. So, if you want to build a career in specialist finance, with an employer focused on providing brilliant customer service, lending responsibly, and creating a great office environment to develop its people, then look no further than Enra.